Quitanza

Object model

Quitanza's object model has seven objects, and exactly one of them carries a brand name: the quitanza, the terminal settlement proof. Everything else is plain English.

Object Meaning
Mandate Signed authorization from the principal: a spending ceiling, an asset, an expiry
Escrow Funds locked against machine-readable Terms
Terms Acceptance criteria the deliverable is judged against
Delivery Provider's submitted result, content-addressed and signed
Verdict Output of verification: pass or fail, with per-check detail
Dispute Structured challenge inside the opted-in funnel
Quitanza Terminal, signed, hash-chained settlement proof

Escrow lifecycle

An escrow moves through a fixed state machine. Invalid transitions are rejected.

created → funded → delivered → settled        (verdict passed)
                       │
                       ├→ disputed → resolved (ruling applied)
                       └→ refunded            (failed verdict, payer refund)
funded → refunded                             (payer cancels before delivery)

Every terminal state issues a quitanza: settled, resolved, or refunded. The proof records how the matter closed, not only that it closed in the payee's favor. A refund ends in proof too.

The evidence trail

Each escrow owns an append-only evidence trail. Every event is hashed and chained to its predecessor: creation, funding, delivery, verdict, dispute activity, issuance. Any retroactive edit changes every subsequent hash and is self-evident. The quitanza commits to the trail head at the moment of issuance.

Events

State changes emit webhook events: escrow.created, escrow.funded, delivery.submitted, verdict.passed, verdict.failed, dispute.opened, dispute.evidence, dispute.resolved, escrow.refunded, and the flagship event, quitanza.issued.

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